Preserving your assets requires comprehensive strategic planning.
Relying on consistent and effective guidance can be very beneficial
as you strive to meet your financial goals. The ability to quickly
organize your assets, view your balance sheets and review your cash
statements can also play an important role as you work to achieve
Our Wealth Planning team can provide the reliable guidance you
need by utilizing our extensive experience and proven results. MLP
reviews your financial goals, portfolios and strategies in each
area of financial concern. We recommend integrated financial strategies
designed to successfully build, manage and protect your wealth.
Knowing that no two individuals are the same, our planners use
your specific financial objectives as a basis to structure a well
suited financial plan.
Financial Planning (offered thru Securities America Advisors):
MLP specializes in the following wealth management categories and
can help experienced through first time investors obtain their financial
Your financial planner will develop
a wide range of financial scenarios such as:
Asset Management (offered thru Securities America Advisors):
Estate & Succession Planning
MLP will provide ongoing review of
your existing investment portfolios, including semi-annual portfolio
review and reporting, new product updates (only products that match
your investment goals, unless otherwise requested), and personal
attention to providing information on areas of interest that best
suit your investment objectives.
Retirement Feasibility & Planning
At MLP we understand that all Retirement
Plans are not created equal. We use our experience and expertise
in the pension industry to design Plans that fit the needs and objectives
of our clients. Whether a Plan is designed for the benefit of the
employer or the employee our goal is to create a plan that is right
We know plan design is only the first step in the Retirement Plan
process, therefore we provide ongoing services, which include: ERISA
Compliance Review, Fiduciary Review, Employee Education and Investment
Reviews as per the Employee Retirement Income Security Act of 1974
(ERISA). Your MLP representative will create a "retirement
road map" that will provide a blueprint to aid in day to day
decisions that may impact your retirement goals.
MLP's pension department specializes in 401(k) Plans, Defined Benefit
Pension Plans, Profit Sharing Plans, Money Purchase Pension Plans
and Target Benefit Pension Plans.
As college tuition increases year after
year, we cannot stress the importance of implementing a college
savings plan (529) as early in your child's life as financially
possible. Our financial consultants will layout a financial plan
designed to help provide your child with the financial means necessary
for them to achieve their academic goals.
An investor should consider the risks, objectives, charges, and
expenses associated with the 529 plan before investing. This information
and more is available in the issuer's official statement, which
can be obtained through the products sponsors or by contacting your
financial advisor. Read it carefully before investing.
An investor should also consider before investing whether the investor's
or designated beneficiary's home state offers any state tax or other
benefits that are only available for investments in such state's
qualified tuition program.
401(k) Planning & Review
This qualified retirement plan allows eligible
employees to contribute a certain amount of compensation on a pre-tax
basis; earnings are tax deferred. Employers may match a stated percentage
of employee contributions to the plan. In many cases, employees
have general responsibilities for investment choices and enjoy the
direct tax savings. The reduced cost and liability of 401(k) plans
appeals to many employers.
IRA & Roth IRA Benefits
An IRA is a tax-deferred retirement
savings account that allows individuals to contribute a limited
amount per year. A traditional IRA may allow individuals, depending
on their incomes and participation in employer-sponsored retirement
plans, to deduct part or all of their contributions on their tax
returns. Withdrawals made after age 59½ are taxed at the
current tax rate. In contrast, Roth IRAs allow individuals to withdraw
earnings tax free, provided they have owned the account for five
years and are at least age 59½. Contributions are made with
This process plans for the orderly administration
and disposition of a person’s assets after he or she dies.